PAY&SERVE EMPOWER

#LOAN LENA HUA OR BHI ASSAN

8+

YEARS OF TRUST

100%

Successful projects

3

Unsecured loan products

50k – 50lakhs

Loan amounts across products

Introducing Pay&Serve

Simple, paperless lending for customers and partners across India

Pay&Serve is a digital lending aggregator (DLA) and a brand of the PSISPL Group. Since 2018, we have connected banks, NBFCs and lending fintechs with customers and business partners through one paperless platform, for both B2B and B2C needs.

Pay&Serve — one platform, all financial solutions

Our Vision

“To become a globally respected company that keeps building useful products which make our customers’ lives simpler, and to lead India with a franchise model people are proud to be part of.”

Our Mission

“To offer a unique digital lending platform that helps our partners and customers get accessible financial solutions, through honest services and partnerships that work for everyone. We are committed to supporting India’s economic growth with a wide range of financial products, and to making a real difference in the communities we serve.”

Company Overview

Pay&Serve provides an integrated range of digital financial products and services, with a strong focus on customer satisfaction. Our goal is to be India’s most trusted DLA platform, and our business model has made it easier for people to take loans across many categories.

History of Pay&Serve

Pay&Serve began with a simple idea: use digital tools to make lending easier, built on transparency and putting customers first.

Digital Lending Today

Digital lending has grown fast. People and businesses now expect loans that are quick, convenient and easy to apply for, and that is what we build for.

Digital Lending for Businesses (B2B)

In the B2B space, we give businesses and partners simple, tailored lending solutions they can offer to their own customers.

Our Technology

Digital Platforms

Our platforms give customers and partners a secure, easy-to-use space to work in, so every step of a loan is quick and clear.

Security Measures

We protect every transaction and interaction on our platform with strong security practices, so the lending process stays safe and reliable.

User-Friendly Interface

The interface is simple and clear, designed so that anyone can find what they need without help.

Our Solutions and Services

We offer secured and unsecured digital lending solutions through our partner banks, NBFCs and lending fintech firms, for the people who work with us under our B2B business model.

LDP (Loan Disbursement Point)

#Ab Loan Lena Hua Aur Bhi Aasaan!

A digital lending platform for both B2B and B2C use. Through our connected banks, NBFCs and digital lending partners, it offers a wide range of loan options.

PFP (Product Finance Point)

#Ab Finance Hua Aur Bhi Aasaan!

A product finance hub for both B2B and B2C use, with a wide range of product finance options from our partner NBFCs and lending fintech firms.

Our Digital Lending Products

Unsecured lending

Pay&Serve — credit that reaches every pin code

Insta Digital Personal Loan

Features

  • Loan Amount (10k To 15 Lac)
  • Lowest Interest Rate
  • Lowest Processing Fee*
  • Loan Tenure (From 12 Months To 60 Months*)

Required documents to apply for this loan

  • Pan card
  • Aadhaar card
  • Bank Passbook
  • Mobile No + Email Id
Apply Now
Pay&Serve — one platform, all financial solutions

Salaried Personal Loan

Features

  • Loan Amount (10k To 50 Lac)
  • Lowest Interest Rate
  • Lowest Processing Fee*
  • Loan Tenure (From 12 Months To 60 Months*)

Required documents to apply for this loan

  • Pan card
  • Aadhaar card
  • Latest Bank Statement
  • Latest Salary Slip
  • Mobile No + Email Id
Apply Now
Loan chahiye business ke liye? Pay&Serve se paaiye

MSME Business Loan

Features

  • Loan Amount (10k To 1 Cr)
  • Lowest Interest Rate
  • Lowest Processing Fee*
  • Loan Tenure (From 12 Months To 60 Months*)

Required documents to apply for this loan

  • Pan card
  • Aadhaar card
  • MSME Certificate
  • 1-Year Bank Statement
  • Mobile No + Email Id
Apply Now

Trusted across India

100%

Successful Projects

A recognized fintech brand

2018

Operating since

46000+

Team members

15mn+

Happy customers

Simple, affordable LDP onboarding plans

Digital LDP Branch Model Package

Rs.15,000/-

(+ 18% GST)

Choose Plan

Lite LDP Branch Model Package

Rs.30,000

(+ 18% GST)

Choose Plan

Frequently Asked Questions

It is our online platform where businesses and customers can apply for loans quickly, with minimal paperwork. We connect you with our partner banks, NBFCs and lending fintechs so you can find a loan that fits your needs.

The platform offers a range of loan products for different needs, with simple applications and competitive rates. Partners can also earn by helping customers apply for loans through the platform.

You can apply for the Insta Digital Personal Loan, the Salaried Personal Loan and the MSME Business Loan. Loan amounts, tenure and required documents for each one are listed in the loan cards above.

Protecting your information is a priority. We use encryption and other security measures, and we follow regulatory standards, to keep your data and transactions safe.

A simple interface, quick approval processes and personal customer support. We use technology to make it easier for businesses and customers to get the funding they need.

For any upcoming online session, registration details are shared on our website and social media pages. For the latest schedule, please contact our support team.

Subscribe to our newsletter or follow us on social media for product launches, industry insights and special offers.

Call our support team on +91 022 6971 0489 or email loans@payandserve.com. We will get back to you as soon as we can.

Visit payandserve.com for details on our lending solutions, customer testimonials and success stories.

Testimonials

Still not convinced?

Hear what our LDP partners have to say.

“Partnering with PayandServe has been a game-changer for my business. Their digital lending platform is seamless, and the income potential is incredible. I’ve seen my daily earnings double, and the entire process is transparent and efficient. I feel more empowered to serve my customers with faster loan approvals and better services!”
RS Rajesh SharmaLDP Partner – Uttar Pradesh
“PayandServe’s lending platform has made it so easy for me to get the loan I needed to expand my business. The process was quick, and the terms were clear and fair. I couldn’t believe how fast the funds were approved, and I’m so grateful for their support!”
SM Sunita MehtaBusiness Owner
“The PayandServe team has created something truly unique in the digital lending space. As an LDP Partner, I’ve been able to grow my income exponentially, thanks to their streamlined process and support. They’ve provided me with the tools and guidance to succeed in this competitive market, and I couldn’t be happier with our partnership!”
PP Priya PatelLDP Partner – Maharashtra
“I had struggled to secure a loan from traditional banks, but PayandServe’s digital platform made it simple and stress-free. Their team guided me through the entire process, and I managed to get the capital I needed to kickstart my new project. PayandServe truly cares about helping businesses grow.”
AK Amit KhannaEntrepreneur
“Working with PayandServe has exceeded my expectations. Their platform allows me to offer my clients fast and reliable loan options, and the daily earnings are remarkable. This partnership has opened up new opportunities for growth in my business, and I’m proud to be linked with such an innovative company.”
DV Deepak VermaLDP Partner – Gujarat
“PayandServe has transformed the way I think about loans. Their platform is intuitive and hassle-free, and I got my loan approval within hours. It’s allowed me to buy new inventory and increase my store’s revenue. I would recommend PayandServe to any small business owner looking for fast and reliable funding.”
PS Pooja SinghRetail Store Owner

Contact us

Have a question? Our team is happy to help.

Contact Us

Our Offices

Anisabad Office

Khagaul - Anisabad Rd near food plaza 4th floor, Patna, Bihar 800002

Open in Google Maps

Danapur Office

2nd floor Udyami Bhawan, NH-30, Cantt Road, Garikhana, Khagaul, Danapur, Patna, Bihar 801105

Open in Google Maps

Patna Office

,9th floor Biscomaun Bhawan, Near Centre, West Gandhi Maidan Marg, Raja Ji Salai, Lodipur, Patna, Bihar 800001

Open in Google Maps

Meet the Team

The people behind Pay&Serve.

ZH

Mohd. Zakir Hasan

National Business Head

PK

Mr. Pankaj Kr

Zonal Business Head

AK

Miss. Anjali Kri

Management Head